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Emma - Budget Planner Tracker

Emma - Budget Planner Tracker v1.20.19 APK + MOD (Premium Unlocked/VIP/PRO)

The best budgeting app. Track spending & find subscriptions. Save money.

Updated on August 16, 2023

Download Emma - Budget Planner Tracker MOD APK 1.20.19 (Premium Unlocked/VIP/PRO) for Android - Free - Latest. Emma - Budget Planner Tracker is published by Emma Technologies LTD. (Google Play: com.emmaprod).
NameEmma - Budget Planner Tracker
DevelopersEmma Technologies LTD.
Requirement5.0 and up
Emma - Budget Planner TrackerEmma - Budget Planner TrackerEmma - Budget Planner TrackerEmma - Budget Planner TrackerEmma - Budget Planner Tracker

Features MOD APK of Emma - Budget Planner Tracker

Download Emma - Budget Planner Tracker MOD APK with Premium Unlocked/VIP/PRO.


  • Unlocked Premium.
  • Unlocked VIP.
  • Unlocked Pro.
  • Free.
  • MOD Paid.

Install Emma - Budget Planner Tracker MOD APK

To download Emma - Budget Planner Tracker (Premium Unlocked/VIP/PRO) APK and other applications at ApkSoul.net you should see the instructions below.
  1. You can download it by clicking the download button below the article. Then wait a few seconds for the system to automatically download the Emma - Budget Planner Tracker MOD APK / DATA file
  2. To install software anywhere else, you have to enable installation from third-party sources.
  3. Enable the "Unknown Sources" setting: Go to Menu > Settings > Security > and check for unknown sources so that your phone can install applications from sources other than the Google Play Store.
  4. Once you have completed the above step, you can go to the "Download" folder in the file manager and click on the downloaded MOD APK file.

After the installation is complete, you can open the application and experience as usual.

Note: Before installing the APK MOD, you need to uninstall the original version or another MOD version.

About Emma - Budget Planner Tracker

Download Emma for FREE and connect your bank accounts to get advanced insights into your spending. Emma is a budgeting app and expense tracker that helps you save a little bit everyday by showing you where you spend your money and identify areas for improvement. You can track your spending by category, manage bills & subscriptions and avoid overdrafts by budgeting smarter from payday to payday.

Emma is a powerful expense tracker and money management app that can save you over $600 every year. We use state of the art technology to analyse your spending and transactions, giving you the power to make smarter decisions with your money. Take control of your finances, start budgeting with Emma.


● Manage all your accounts in one place
● Set monthly budgets and money goals
● Track expenses payday to payday
● Automatically categorise transactions
● Find and cancel paid subscriptions
● Identify wasteful bank fees
● Daily balance notifications
● Avoid overdraft charges
● Weekly reports on your spending
● Be notified when you get paid
● Save money every month

Emma will help you take control of your finances and budget like a pro. Understand your spending, track bills & subscriptions and improve your personal finances with our free budget planner and expense tracker. Want to visualise all your bank accounts, credit cards, savings, investments and pensions in one place? Then Emma is the perfect budget app for you. Just download the app, link your bank accounts and get your free personal finance report.

Emma is the ultimate budget tracker for people looking to take control of their finances. This expense tracker will aggregate all your bank accounts, display your spending by category and give you the full list of your active subscriptions. You can also see which bills are coming up next and identify any banks fees you have been charged. Emma empowers you to control your spending and budget better while keeping your data safe and secure.


● Emma uses SSL 256-bit encryption – the same security protocol that banks use – to ensure that your sensitive personal information is fully encrypted and securely stored.
● Emma does not store your online banking credentials.


We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great budgeting experience, which relies on a basic principle: caring about our customers’ financial well being. This is who we are and what we stand for.

Financial planning has never been that easy. Just link your accounts to Emma and let our spending tracker do the heavy lifting. Whether you’re looking to track expenses, manage debt repayments or budget your way to financial freedom, Emma can help with your daily money needs. She’ll let you know when you’re spending too fast, notify you when you get paid and help you stay on track with your budgets with weekly reports, spending alerts and budgeting tips.

We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.


Upgrade to Emma Pro for access to premium features, including:
● Custom categories and unlimited budgeting, so you can track your finances like a ninja
● Rename transactions to edit how your transactions should look like
● Export data to understand your finances on excel
● Create manual Accounts to manage your cash expenses and any other accounts you might have
● Split your transactions into multiple categories for more flexibility
● Get access to priority support from our world class customer service team

What's new in version 1.20.19

Bug fixes & performance improvements

Frequently Asked Questions (FAQ)

Q. How to download Emma - Budget Planner Tracker on ApkSoul.net?

To download Emma - Budget Planner Tracker Apk Mod, please click on the download button at the top of the article or at the end of this article. You will then find the Apk file on ApkSoul.net's “Download” page. Follow the necessary instructions and you will download Emma - Budget Planner Tracker MOD APK (Premium Unlocked/VIP/PRO) for free.

The installation steps after downloading most premium app are the same. Open menu, settings, security and search for unknown sources so your phone can install apps from sources other than Google Play Store, ApkSoul.net. Go to the “Downloads” folder on your device and click on the downloaded file. Then install and launch it on your phone. Wait a moment for the device to install the premium app.

Q. Is it safe to download Emma - Budget Planner Tracker APK Mod (Premium Unlocked/VIP/PRO) on ApkSoul.net?

When the user downloads the Apk file from ApkSoul.net, we will check the relevant APK file on Google Play and let the user download it directly. The games and applications uploaded to our website are safe and harmless to users.

Q. Why do you need permission to install Emma - Budget Planner Tracker Mod Hack (Premium Unlocked/VIP/PRO) ?

The app needs access to the system on your device. When you install an application, you will be notified of all the permissions required to run the application.


Emma - Budget Planner Tracker (com.emmaprod) is a premium app on Android, download the latest version of Emma - Budget Planner Tracker Hack Mod (Premium Unlocked/VIP/PRO) 2022 for Android. This premium app can be played for free and does not require root.

Emma - Budget Planner Tracker MOD APK (Premium Unlocked/VIP/PRO) APK + OBB 2022 can be downloaded and installed on your android device with android version 4.1 or higher. Download this premium app using your favorite browser and click install to install the premium app. Downloading (com.emmaprod) APK + DATA of Emma - Budget Planner Tracker (Premium Unlocked/VIP/PRO) from ApkSoul.net is easier and faster.

Reviews from users

Joslin: It was a good app until any bank with duo authorizarion became a problem! And it was much easier to use before the update. Not impressed with the app as of late.

Laura Winn: RIP Emma. Completely broken now. I tried clearing the cache, restarting my phone and reinstalling but nothing. Indefinite load screen while logging in. So disappointed... I was really relying on this app. Please fix!

Natalie Crosby: Not a fan of the new update, it somehow seems complicated where as before everything had its place and wasn't so busy. I'm also sure accounts and savings were separate which amounted to the net worth, it's now all one big sum which is isn't very helpful.

Katrina Brandt: I've been using this app for a while now and it's really helped me to track spending, clear debts and finally to start saving some money. The new upgrade is not great and it's not as easy to navigate anymore. A shame, since I didn't think a change was needed.

Ben Tilley: Edit: The new 'Emma 3.0' removes the one function of Emma that I use daily, which is to show me my real-time balance on current accounts and credit cards. A while ago, they added payments, but I've never used this as I was happy with my bank account's payment system. Plus, I never worked out if the payee needed Emma too. It looks like the app has changed a lot since I first used it in 2020, and they seem to be headed in a different direction from what I need in a money management app.

Dom Weeks: Would be more helpful if pending transactions had an impact on your budget. You often end up in a situation where the money spent doesn't come out of your budget till 24-72 hrs later On the whole the app is good and really simple to see how and where you are spending money and make informed decisions over your spending.

D Diamond: Just got the app for a 7 day trial and I'm loving it so far. If there was a monthly subscription instead of annually, then I would get the best one. A very informative and very we presented app. Cudos for the designers A++++

Yannick Olivier Orounla: This replaced yolt for me. I really liked yolt and it was the only one I was using. However, when they close I couldn't find anything else better than Emma. You can manage multiple bank accounts and see from every transactions. My issue with it is that to have more categories and more insight you need to subscribe and pay for some fees which you didn't need to do with yolt.

Dan Fletcher: It's far too expensive for what it is. Yes it's probably better than most if not all of the other personal finance apps out there, but it's also almost £100 for the 1 year pro version (the less expensive package being even more limited such that a free app can do almost everything it offers). It's not that I wouldn't pay the fee if the app was good enough, but it would have to be streaks ahead of the competition and so full of features it makes me go wow, it's simply not. Hence 2 stars.

Stephen Duerden: Been using this for a few weeks. The UX leaves a lot to be desired for me. Confusing in a lot of ways, annoying carousels trying to "fix" (more like sell) something irrelevant to me, and being pinged quizzes randomly. Renaming recurring payments doesn't change them in future analytics either, pretty annoying in my opinion. Not sure this will be something I use in the long run to be honest.

Download Emma - Budget Planner Tracker MOD APK for Android